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Welcoming you to this spacious 5 bedroom, 3 bathroom Oldfield ranch. Boasting central air conditioning just in time for this hot LI summer. This home offers ample space across the main floor with red oak hardwood floors, Anderson double hung & casement windows, eat in kitchen with oak cabinets, stainless appliances, recessed LED lighting and side door out to your cement patio, which is perfect for an evening bonfire and the quintessential north shore BBQ. Your Dining room/living room area is appointed with 2 oversized ornate ceiling fans, pull down ladder to the full attic, and large bay-style window overlooking the front yard and BOTH asphalt driveways. The primary bedroom has an integrated washer and dryer and private full bathroom with tub. Bedrooms #2 & #3 are complimented with beadboard, continued red oak flooring and ceiling fans, both sitting opposite the full guest bathroom. This home's dynamic basement offers dual exterior entrances and 6 full sized windows bringing day-long light down into bedrooms #4 & #5. The tastefully renovated 3rd bathroom was completed with built-in storage, heat lamp and brick style flooring, an additional set of laundry machines, storage room, mechanical room and utility/entertainment area create the perfect space for company or watching the big game! This . 28 acre lot is enclosed is high quality white PVC fencing providing privacy and plenty of space for gardening with its northern exposure. The included large shed with electric and overhead storage and double sided gated entrances make for the exact home you've been searching for!
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Our Executive Mortgage Banker:
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$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $955 | $955 | $955 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,695 | $2,659 | $3,430 |
Total Monthly Payment | $3,725 | $3,689 | $4,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.