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Welcome to 2 West Farm Road, a charming Young Colonial built in 2020, situated in the picturesque town of Smithfield, Rhode Island. This home offers a perfect blend of modern elegance and classic comfort. Step inside to discover beautiful hardwood floors that extend throughout the entire home. The heart of the home is the bright and inviting open concept living space, where the kitchen seamlessly flows into the living room and dining area. The kitchen boasts pristine white cabinetry, granite countertops, making it a chef's delight and a perfect gathering spot for family and friends. The spacious first-floor layout includes a large mudroom conveniently located off the garage, providing ample storage and organization space. The living room features high cathedral ceiling, gas fireplace and large windows with lots of light. A 4th bedroom with a large closet and a full bath on this level offer versatility for guests or multi-generational living. Ascend to the second level, where you'll find 2 generously sized bedrooms and the luxurious primary en-suite. The primary suite features a serene en-suite bath complete with a relaxing jacuzzi tub and a stand-up tiled shower, providing a perfect retreat after a long day. 2 West Farm Road is more than just a house; it's a place to call home. Perfect Location. Close proximity to highways for an easy commute to Boston or Downtown Providence, close to restaurants, entertainment and shopping. Top-rated school system.
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Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $779 | $779 | $779 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,491 | $4,799 | $6,510 |
Total Monthly Payment | $5,362 | $5,670 | $7,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.