Under contract-accepting backup offers. FINALLY-This is what you have been waiting to find!!! A large multi-generational home with an exterior entrance in-law suite sitting on over 1/4 of an acre in St. Pete!!! You will be the 3rd owner of this Woodlawn estate, and pride of ownership gleams throughout-opportunities at this price point are rare! Located just a short bike or golf cart ride to vibrant downtown St. Pete, you're on the pulse of shops, restaurants, museums and the new stadium and blocks to popular Woodlawn park with it's sand volleyball courts! Stepping into your main home with 2 generously sized bedrooms and 1 bathroom, you'll appreciate how open and spacious your living areas are with gorgeous original hardwood floors and historic charm throughout. Meal prep will be a joy in your large kitchen with tons of storage space, updated appliances and overlooking your colorful backyard with outdoor access-perfect for entertaining. Upstairs you'll find a unique unfinished attic space that would make an incredible primary suite or bonus living area, potentially adding a lot to your square footage and property value! Leaving the main house, step down into the connected shared space that leads to your second living unit! High ceilings help frame your sundrenched second home with private exterior entrance, also with 2 bedroom, 1 bathroom and a full kitchen! The entire estate has been updated with newer windows, and each has it's own HVAC system and electric panel for comfort and ease of use. Moving on to your last living quarter, we step outside to the side of the home and into the additional unit/living space with kitchenette and en-suite bathroom. With it's own mailing address and private exterior entrance, it's the perfect small rental unit, office space, guest suite. . . the uses are nearly endless! Help keep costs down, your new home is high and dry-no flood insurance required and no HOA to contend with! Sitting on over 1/4 of an acre, your yard is fully fenced with multiple access points including alley as well as oversized garage with workshop and separate laundry room. Enjoy entertaining Florida style on the back deck, overlooking your lush green yard with plenty of room for a pool, space for your fur babies to run, and multiple areas to let your green thumb thrive! Make sure to check out the Matterport Virtual Tour for a great idea on layout. This is the opportunity you have been waiting for, welcome home to 1855 20th.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $550,400 | $550,400 | $550,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,434 | $3,344 | $4,350 |
Total Monthly Payment | $3,690 | $3,600 | $4,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.