New amazing price! Duplex island home on Palm Island Resort. Enjoy watching the shore birds, sea life and fabulous sunsets from your choice of 3 decks and all have new decking in 2024. Also new in 2024; metal roof, gutters, lattice, interior and exterior paint. Located in the northern part of the property with an easy access golf cart and walking path to the beach adjacent to the residence. Safely set behind the natural berm a bit back from the beach this home has back yard space for family fun. The kitchen boasts granite counter tops, stainless steel appliances and new shaker style cabinets. A matching built-in desk under the interior stairs is a great use of space. The primary bedroom has access to the main floor deck and an ensuite with tiled walk-in shower and double sink countertop. Neutral decor throughout this duplex add comfort and allow you to add details to put your mark on it. Upstairs bonus area is currently set up with a desk, yes you could work with a spectacular view of the Gulf of Mexico! Bask in the sun and take in the view from the balcony off this upper floor, The third bedroom also has a slider out to a smaller deck with a view of the luscious foliage surrounding the property. Spend your day by the community pool, walking the sandy beach or participate in the resort's vibrant tennis and pickle ball programs. Palm Island Resort is a vehicle free community; golf carts, walking and biking are the way to get around. Under the villa is a golf cart sized storage area and space enough for all your beach toys. Visit the onsite restaurant, cafe and gift shop or take the car ferry to shop and dine in the surrounding community. Still in move in condition after the fall storm. Between Ft. Myers and Sarasota, if you are in search of all the west coast offers this is your must see turnkey ready beach home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $1,035 | $1,035 | $1,035 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,163 | $5,097 | $6,989 |
Total Monthly Payment | $6,290 | $6,224 | $8,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.