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Rare opportunity to own a mid-century home on a beautiful lake, over a half acre of land, for under 400k. The feeling you get when walking into this home and looking out to your expansive lakefront is hard to describe. A feeling of peace and tranquility will wash over you. You won't want to leave. Not all lakes are created equal. Finding a lake that has this much privacy is a tough task. The exterior is quaint and has an inviting curb appeal. Freshly trimmed and hedges and landscape lead you in. Upon entry you’ll see how the flow of the home was well thought out. Several different living spaces all connecting into the heart of the home. The kitchen features granite counters, real wood cabinets, and tile backsplash. The kitchen's breakfast bar is a nice place to enjoy a coffee while looking out of your double pane windows of the neighboring sunroom, and out to your patio, backyard, and lakefront. A new roof was installed in 2022. New a/c in 2023. Mid-century construction ensures solid, concrete block walls, good insulation, and sturdy craftsmanship. There is a very nice office with its own entrance up front, creating a lovely nook. The family room has vaulted ceilings with exposed wood beams, giving a lovely open cabin feel. The open kitchen concept allows entertaining to flow and lake views to be enjoyed from various sitting areas. The exterior of home was repainted in 2023. Lakefront has recently been cleared to allow for maximum enjoyment. This area of Debary is very tranquil and nice to drive through. You are far enough away from the hustle and bustle without compromising on being close enough to all the desired amenities. Stake your claim.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,043 | $2,043 | $2,620 |
Total Monthly Payment | $2,411 | $2,411 | $2,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.