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Under contract-accepting backup offers. Welcome to this charming 3-bedroom, 2-bathroom home in the picturesque Harrison Ranch community with a new roof as of April 2024, nestled on a lot that backs up to a serene lake. At the front of the home, you'll find a formal living room/dining room featuring high ceilings, that can easily be transformed into a home office, game room, or even a fourth bedroom. Updated light fixtures from 2022 and 2024 add a modern touch throughout the home. The open-concept design is ideal for entertaining, featuring a spacious kitchen that flows seamlessly into the family room. The master bedroom boasts an enormous walk-in closet and an en-suite bathroom with dual sinks, a separate shower, and a water closet. Two guest bedrooms and a second bathroom are situated on the opposite side of the house, providing privacy for all. The home boasts numerous upgrades, including new flooring throughout, updated in 2022. The kitchen features a new fridge (2023) and stunning new quartz countertops (2024), along with all-new hardware in the kitchen, laundry room, and bathrooms, added in 2024. The laundry room has also been freshly painted and fitted with new cupboards in 2023. Additional features include hurricane shutters and an irrigation system for added peace of mind. The exterior of the home has been recently enhanced with professional landscaping, including fresh mulch and new plants added in April 2024. The backyard is fenced on three sides, offering ample space for a potential pool, or you can simply relax and savor the beautiful Florida weather and local wildlife from the lanai. Harrison Ranch has been rezoned to new schools, including an elementary and high school that opened in 2019, along with a highly-rated middle school. The community amenities are extensive and most of them just over on the next block offering a 24-hour gym, a heated junior Olympic pool, tennis, pickleball, and basketball courts, playgrounds, ball fields, and 5. 5 miles of scenic hiking trails. An on-site activity director organizes events for both young families and active adults. Conveniently located within 45 minutes of Tampa, St. Pete, Sarasota, and stunning beaches, Harrison Ranch provides a central location and a vibrant lifestyle that you'll truly enjoy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,187 | $1,497,000 |
Total Monthly Payment | $2,715 | $2,656 | $1,497,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.