BUYERS REMORSE IS YOUR SECOND CHANCE!!! Home appraised for $550k! Welcome to 4 Elaine Ave, a charming Cape-style 3 bedroom, 2. 5-bath residence nestled in a quaint Derry neighborhood within the coveted Pinkerton school district. This Quad-Level home offers natural separation between living spaces, creating private retreats while maintaining a connected feel throughout - perfect for families valuing both togetherness and personal space. The first floor showcases a modern, updated kitchen featuring sleek gray cabinetry, stainless steel appliances, a stylish mosaic tile backsplash, and a large window flooding the room with natural light. Adjacent, the family room impresses with vaulted ceilings, a shiplap accent wall, and a stunning white-washed brick fireplace flanked by built-ins. Upstairs, two bedrooms share a tastefully updated full bath. Head downstairs from the kitchen to find a cozy intermediate level featuring a warm pellet stove, two additional bedrooms, and a convenient half bath. The spacious primary bedroom boasts built-in shelving and direct access to the back deck. A partially finished lower level features a fantastic rec room and laundry area. Outside, enjoy the huge fenced corner lot with an oversized custom rear pressure-treated deck. With beautiful hardwood flooring, ample natural light throughout, and a 2-car attached garage, this multi-faceted quad-level home offers comfortable living in one of Derry's most sought-after locations.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $682 | $682 | $682 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,309 | $1,580,167 |
Total Monthly Payment | $3,128 | $3,066 | $1,580,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.