Light filled, beautiful, 3-bedroom Colonial with spacious enclosed sunroom porch on half plus acre lot! For quiet moments, you will enjoy the sunroom that welcomes you into this splendid home. It offers a large foyer and a formal dining room showing fashionable glass built-ins and includes plenty of extra storage space below. Stylish kitchen cabinetry with a butler's pantry, all with beautifully painted walls and crown molding accents, adjacent to the laundry room and a half bath. The living room features a gas log fireplace, wall length built-in bookshelves with lots of below storage areas. Attractive hardwood flooring is displayed throughout the majority of the home. Bedrooms are on the upper level with an elegant full bath showcasing wainscoting and soaking tub. Colonial home is complete with a back deck, a detached 2-car garage that features a fully heated, finished, bonus room! Pawcatuck offers you the best of both worlds with CT living and being on the border of Westerly, R. I. which is known for its amazing beaches.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Upper | |
Formal Dining Room | Built-Ins,Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Book Shelves,Built-Ins,Gas Log Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,779 | $1,755 | $2,264 |
Total Monthly Payment | $2,153 | $2,129 | $2,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.