One or more photo(s) has been virtually staged. ASK ABOUT ASSUMABLE LOAN AT 2. 75% WITH A BALANCE OF $230K. Welcome home to this beautiful Atwater/Oasis model in the highly sought after community of Harrison Ranch. This 3 bed/ 2 bath + bonus room home sits on a pond, where you can watch the beautiful sunrise while sipping on your coffee. The upgrades start outside with well-manicured landscaping. This home offers an open floorplan and provides plenty of space for entertaining. The kitchen features stainless steel appliances, granite counters, cabinets with crown molding, and an island that provides extra storage. The backyard has a screened lanai where you can enjoy the beautiful Florida weather and wildlife. There is also plenty of space to add on your own pool. The master bedroom has a large walk-in closet and a master bathroom with dual sinks, water closet, and a walk-in shower. The split floor plan puts the other two bedrooms and bathroom at the other end of the house. There is also a bonus room at the front of the house, which is perfect for a home office/den or could be converted into a 4th bedroom. The home is equipped with hurricane shutters, and an irrigation system with reclaimed water. Recent school rezoning has Harrison Ranch going to a new High School, which opened in 2019. Harrison Ranch offers a 24 hour gym, heated junior Olympic pool, tennis/pickleball/basketball courts, playgrounds, ball fields, and 5. 5 miles of beautiful hiking trails. An activity director is also on-site, putting on fun events for young families as well as active adults. Tampa, St. Pete, Sarasota and beautiful beaches are all within 45 minutes, making this a perfect central location. Harrison Ranch offers you a beautiful community and a lifestyle you can truly enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,196 | $2,139 | $1,463,733 |
Total Monthly Payment | $2,642 | $2,585 | $1,464,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.