Outstanding value in Ponte Vedra Beach!
Spectacular and spacious ranch on a large lot w/no HOA in close proximity to the beach checks all the boxes!. Smartly prepped for sale, this home has new exterior paint (May 2024), all tile & carpet steam cleaned, exterior of home (before painting) driveway & walkways pressure washed. Newer HVAC (approx. 6 years old, roof-approx. 7 years old. Step inside to an open floorplan w/dining to family room and kitchen w/2 skylights. Family room has recessed lighting, brick woodburning fireplace w/mantle & built-ins. The kitchen has shaker style cabinets, breakfast bar & stainless-steel appliances. Sliding glass doors lead to the patio and attached covered pergola for outdoor living and entertaining. Huge backyard has room for a pool and has tons of possibilities! Hallway off the living area flows nicely to 3 bdrms & 2 baths. Primary suite w/ own bath w/shower. Door from kitchen leads to garage w/washer & dryer which will stay.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,201 | $3,198 | $3,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.