177-179 High Street, Somersworth, NH, 03878 | $399,000

Community & Investment Potential in the Heart of New Hampshire. Discover the perfect blend of comfort & opportunity with this charming duplex, ideally suited for first-time home buyers, savvy investors, or those looking to owner-occupy while enjoying additional rental income. With a generous 2, 990 sq. ft. of living space, this property features 2 well-appointed units. Each with 3 large bedrooms, a bathroom & ample closet, basement & attic storage to meet all your needs. Each unit has separate utilities, ensuring hassle-free management & straightforward cost distribution. Both heating systems & hot water heaters were replaced just 7 years ago. Both units also feature their own separate interior basement access, offering private storage & utility spaces. Enjoy the perfect balance of functionality & charm with features like hardwood floors & built-ins. These practical living spaces are designed to meet modern needs while retaining classic appeal. Situated in a prime location, you’re just minutes away from local amenities, shopping & restaurants. With easy access to major highways, this property offers both convenience & connectivity, making it an ideal choice for a variety of lifestyles. Whether you're an investor looking to expand your portfolio or a homebuyer in search of a mortgage-helper, High St. offers an unparalleled opportunity. Don’t miss out on making this property your next smart investment or the foundation of your homeownership journey. Open House Sun, 6/30, Noon-3pm

Features

  • Rooms: 14
  • Bedrooms: 6
  • Baths: 2 full
  • Units: 2
  • Style: Duplex
  • Year Built: 1890
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full
  • Approx Sq. Feet: 2,990
  • Acreage: 0.22
  • Est. Taxes: $6,895
  • Lot Desc: Sloping
  • Elem. School: Idlehurst Elementary
  • Middle School: Somersworth Middle School
  • High School: Somersworth High School
  • School District: Somersworth
  • MLS#: 5002749
  • Website: https://www.raveis.com
    /prop/5002749/177179highstreet_somersworth_nh?source=qrflyer
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Listing courtesy of Alex & Associates Realty   Phone: 603-403-1606
Listing Agent: Shayla Furbish

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177-179 High Street, Somersworth, NH, 03878

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $575 $575 $575
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,122 $2,737
Total Monthly Payment $2,801 $2,772 $3,387

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.