Welcome to this beautifully renovated raised ranch nestled on a 1-acre lot. This charming home features 3 bedrooms and many updates. As you step inside, you'll be greeted by a spacious living room adorned with a cozy propane fireplace, boasting a new large vinyl window. The kitchen and dining area flow seamlessly together, with a convenient laundry area discreetly tucked behind a closet off the dining room. Step outside onto the new composite wood front deck to enjoy the mountain views or relax on the back deck overlooking a fenced-in area perfect for your furry friends. The house boasts a newly renovated full bathroom and an additional 1/2 bathroom in the basement, along with a newly built bar for entertaining guests. The entryway welcomes you with a newly installed closet for added storage convenience Stay cozy in the colder months with a newly installed larger wood stove in the basement and a new boiler to keep you warm. Additional updates include new flooring in the dining room, bedrooms, and entryway, as well as new ceiling lights throughout the home. The property features a shed in the backyard for extra storage and an on-demand generator for peace of mind. The expanded driveway with a rock wall and new culvert offers ample parking space. Snowmobile and ATV trail access with landowner permission. Don't miss the opportunity to make this home your own.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $2,024 |
Total Monthly Payment | $1,899 | $1,878 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.