So many updates grace this charming 1910 gambrel farmhouse! It's close to town and offers tons of privacy, a spacious yard, and convenience to all of the amenities that Ridgefield has to offer. There is a new furnace, water heater, roof, lighting, fresh paint inside and out, and a completely renovated upper level. The spa bathroom is stylish and sleek. The main level features a charming entry foyer and a stunning stained glass door. Inside the living room with built-ins also leads to the sun porch, a great flex space - an office, play area, or relaxation space - you name it! The dining room has a built-in hutch and is just off the country-style kitchen. The rear entry/mudroom area has a pantry, a full bath, and laundry. Upstairs, there are two nicely sized bedrooms and an incredible bathroom. The front yard has many perennial plantings, and the backyard is large and sunny. This is your chance to live in the vibrant and historic town of Ridgefield, CT! The current owners have made many improvements to this home, and at this new price, it is being sold 'as-is'.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $679 | $679 | $679 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,746 | $1,879,567 |
Total Monthly Payment | $3,591 | $3,517 | $1,880,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.