Discover your dream home, a turn-key masterpiece exuding luxury and comfort. This stunning property features over $100K in upgrades, including fresh paint, custom plantation shutters, new hardwood floors in the primary bedroom and upper level, recessed lighting, custom closets, new stainless steel appliances, a new washer/dryer, a finished lower level, a freshly painted garage floor, and a Level 2 charger for your convenience. The option to buy fully furnished makes moving in a breeze! Relax on the cozy front porch and be welcomed by a two-story foyer extending to an open floor plan. Hardwood floors grace the entire home, including the light and bright cathedral living room and dining room with a gas fireplace and sliders to a deck overlooking lush grounds. The kitchen is a chef's delight with white cabinetry, granite counters, custom pantry, new stainless steel gas range and french door refrigerator. The primary first-floor bedroom suite features a double sink vanity, a large walk-in shower, and a spacious walk-in custom closet. Upstairs, you'll find an oversized loft, two large bedrooms with ample custom closet space, and a full bath with double vanities. The newly finished lower level boasts vinyl plank flooring, adding even more living space. Located in the desirable Ridgewood community, enjoy an array of amenities including a clubhouse, pool, tennis court, basketball court, exercise room, and playground. Don't miss your chance to own this exceptional home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.3 x 17.2 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 13.0 x 15.8 | Upper |
Dining Room | Cathedral Ceiling,Combination Liv/Din Rm,Hardwood Floor | 10.8 x 11.1 | Main |
Full Bath | Double-Sink,Tile Floor | Upper | |
Half Bath | Hardwood Floor | Main | |
Kitchen | 9 ft+ Ceilings,Breakfast Bar,Granite Counters,Pantry,Hardwood Floor | 11.0 x 13.5 | Main |
Living Room | Cathedral Ceiling,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Hardwood Floor | 15.8 x 17.8 | Main |
Loft | Hardwood Floor | 13.0 x 19.0 | Upper |
Primary BR Suite | 9 ft+ Ceilings,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 13.0 x 17.9 | Main |
Rec/Play Room | Vinyl Floor | Lower |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $816 | $816 | $816 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,943 |
Total Monthly Payment | $4,007 | $3,965 | $4,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.