160 Oak Plantation Drive, Ridgeland, SC, 29936 | $469,900

$5, 000 toward closing costs/Rate Buy down! Energy Efficient Farmhouse! LowCountry Charm w/ wrap around front porch on a Serene & Private 1/2 Acre Lot w/ upgraded Landscaping. Kitchen is a Chef's dream w/ SS appliances all newer, granite counters, Pot Filler, & Gas Range. Gorgeous 10x10 Sun Porch. BONUS 20x24 Workshop w/ AC units & Electric for RV. NEW 2023 Roof & Water Heater, AC Units 2019. 2. 5 Car Garage w/ Walk-up Attic Space. Spray Foam Insulation, House Generator Hook up, Updates throughout-See Extensive List!! Washer & Dryer Convey & some Furniture! Golf Cart ride away from downtown Ridgeland, short distance from I-95 & schools nearby.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Two Story,Manufactured Home
  • Development: Jasper County
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Electric,Propane
  • Cooling: Electric
  • Approx Sq. Feet: 1,884
  • Acreage: 0.5
  • Lot Desc: 1/2 to 1 Acre Lot
  • View: Trees/Woods
  • Appliances: Dryer,Dishwasher,Disposal,Gas Range,Microwave,Oven,Refrigerator,Washer
  • MLS#: 445400
  • Website: https://www.raveis.com
    /prop/445400/160oakplantationdrive_ridgeland_sc?source=qrflyer
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Listing courtesy of Keller Williams Realty   Phone: 843-682-8100

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

160 Oak Plantation Drive, Ridgeland, SC, 29936

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,564 $2,498 $3,198
Total Monthly Payment $2,639 $2,573 $3,273

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.