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Country Road take me home! This manufactured home sits up on a knoll with 3 acres of land and some local seasonal river and mountain views! Located in low tax town of Monroe with school choice and just a few miles to Littleton, Haverhill, and the State of Vermont border. If you are looking for a vacation getaway, or a year-round home, this affordable opportunity may be an option! Some updating and a few repair items may be needed, while being able to live in for immediate occupancy. This home offers spacious dining room, living room and bedrooms on the ground floor and, a full unfinished basement for more available square footage. Installed on a full concrete block foundation with laundry room on the main level. The bathrooms each are set up with showers. A detached 2 car garage with electric and a loft has plenty of room for a workshop and loft storage. A secondary heat source is plumbed for an outdoor wood boiler 'without a boiler' while the main heat source inside is a fuel oil furnace. This lot has plenty of level area for gardens or play space and, the back yard is privately treed in. Views can be seen from the front yard with a lilac tree and peonies.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $173,520 | $173,520 | $173,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,169 | $1,153 | $1,500 |
Total Monthly Payment | $1,398 | $1,382 | $1,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.