One or more photo(s) has been virtually staged. Located within the Oviedo community of Live Oak Reserve, this 5-bedroom, 3-bathroom home is ready to welcome a new family! Lush, mature landscaping, paver driveway, and two-car garage greet you upon approach. Once you walk through the front door you are greeted with a soaring, two-story foyer and neutral paint and flooring that make the home easily move-in ready. The foyer is flanked by your formal living and dining spaces, both complete with front-facing windows that let in tons of natural lighting. The spacious, open floorplan is ideal for entertaining and the sliding glass doors along the back of the home open to the patio, making indoor/outdoor living seamless. The large kitchen is complete with miles of countertop space, 42” cabinetry, tile backsplash, updated appliances, island/breakfast bar combo, dinette overlooking the backyard, and large, closet pantry. A secondary bedroom and bathroom are located here on the first floor, perfect for multi-generational living, guests visiting, or a home office. The secondary bathroom is complete with single-sink and large, tile shower and offers easy access to the patio, making it a great Cabana bath should you decide to add a pool. Upstairs, the master suite is surrounded by three secondary bedrooms and a secondary bathroom. The master suite is huge and offers backyard views, double walk-in closets, linen closet, and en-suite bathroom, complete with his-and-hers vanities, large shower, garden tub, and water closet. All three secondary bedrooms are good size with walk-in closets, ceiling fans, and large windows. The upstairs bathroom boasts an oversized, double-sink vanity and shower/tub combo. Out back, a covered and screened patio extends the length of the home and provides the perfect space for unwinding after a long week. This patio overlooks a fully-fenced yard with plenty of space to add a pool or playset, let your kids and pets run around without worry, or set up soccer goals and play a game! The home is conveniently located to Partin Elementary, Chiles Middle School, and all of the amenities the community has to offer, including the community pool and clubhouse, fitness center, basketball and tennis courts, and sports park. Don’t miss out on your chance to call this highly-sought-after community and home your own!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $690 | $690 | $690 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,363 | $4,318 |
Total Monthly Payment | $4,188 | $4,145 | $5,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.