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Under contract-accepting backup offers. Charming centrally located bungalow just minutes from the beaches and downtown St. Petersburg that DOES NOT REQUIRE FLOOD INSURANCE! Great income property or a place to call home, this residence offers endless potential! This high and dry retreat is the epitome of modern comfort and style. The furnishings are optional, allowing you to tailor the space to your personal style.
Step inside and be greeted by a cozy porch with a delightful porch swing and take in the Florida vibes! The property is completely fenced with a gate, ensuring privacy and security, and offers plenty of parking space.
The entire home has been completely updated with modern touches such as recessed lighting, laminate floors and new paint. Inside, you will find a 2 bedroom split floor plan and a primary bedroom loft with an en suite, offering a private and luxurious retreat. Both bathrooms include spa showers with all the indulgent bells and whistles such as a digital readout, LED lights, and multiple shower modes. ROOF (2020), ELECTRICAL (2021), WATER HEATER (2021), HVAC (2016) & passed 4-POINT INSPECTION.
Stay comfortable year-round with a Nest thermostat and extra wall unit in the loft for those who like it cold. Security cameras around the property provide both convenience and peace of mind. The property has been STRUCTURALLY REINFORCED with a guarantee, ensuring safety and durability for years to come.
Step outside to discover a true tropical oasis, complete with lush landscaping, a jacuzzi, fire pit, and a grill for entertaining. The deck is the perfect spot for al fresco dining. It would not be Florida without your own fruit trees! Enjoy the banana, grapefruit, lemon, and citrus trees. Additionally, there's a shed with hurricane straps for outdoor storage.
This home truly offers the best of indoor and outdoor living, making it the perfect retreat for those seeking a serene and stylish lifestyle. Just move right in with ease! Don't miss out on the opportunity to make this your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$347,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,320 | $278,320 | $278,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,875 | $1,850 | $2,386 |
Total Monthly Payment | $2,269 | $2,244 | $2,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.