Welcome to this amazing San Marino model single family home with $50, 000 in original builder upgrades and pretty water view! From here, there is only a short walk to all of the Valencia Lakes world class amenities catering specifically to an active adult lifestyle. The house is built on an oversized lot surrounded by an impressive, manicured garden with plentiful plants and flowers. The colorful, tropical landscaping and ornamental borders contribute to an unforgettable impression of beauty and tranquility. The front entryway with screened enclosure features a French type 8 ft front door with decorative leaded glass inlays, leading inside to a 14 ft tall spacious foyer flowing into an open floor plan – ideal for entertainment and daily living. Ceramic tiles (18x18 Solstice Selection) are laid diagonally throughout the main areas and in the 4th bedroom/den. Top quality new carpet and extra padding was installed in 2021 in the other three bedrooms. Main areas and primary bedroom feature elegant crown molding; a coffered ceiling in the great room with wainscoting adds additional sophistication. The gourmet kitchen designed for entertaining boasts top-of-the-line quality maple cabinetry with soft closing drawers (Cashmere-Aubum Selection) with crown molding, over/under lighting, deep drawers for pots and pans, two single glass door panels in top cabinets with interior lighting and a custom-built pantry with sliding shelving. Upgraded stainless steel appliances include a double oven, ceramic glass cooktop, French type door refrigerator, dishwasher and microwave. The quartz countertops (Zodiaq Selection) with tastefully selected linear mosaic backsplash feature a raised center island that expands to become a bar area with generous space for seating. There are matching cabinet panels added to the back wall of the kitchen island. A comfortable breakfast/dinette area is conveniently located just off the kitchen. Pendant lights above the island and the dinette light fixture have been upgraded, as have other lights and fans in this home. Recessed ceiling lights are added to each room including the lanai area. A formal dining room located off the kitchen can comfortably accommodate large gatherings. The spacious primary bedroom offers two generously sized walk-in closets. The ensuite bath has two separate vanities with quartz countertops, walk-in shower with frameless door, tiles extended to ceiling, optical glass listello and built-in corner bench for relaxation. Comfort high toilets are installed in all 3 bathrooms. The 8ft sliding glass door of the Great Room leads to a beautiful, large lanai; a 20 ft extension was added in 2016 by the current owners featuring a 10 ft covered area as protection from the sun and rain. There is also a 16x16 ft beautifully landscaped fenced area on the side of the lanai that could be accommodated as a serenity/meditation retreat…or your own private pet yard! Landscape lighting adds to the overall ambience of this fabulous home. Numerous additional upgrades include new HVAC Trane System and air handler (2023) with remotely controlled thermostat; new water softener system installed outside of the house (2023); new water heater with a pressure tank (2022); new alarm system (2023); whole house generator wiring hookup (2024); garage door insulation (2024), hurricane shutters and gutters around the entire structure of the house.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,400 | $476,400 | $476,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,170 | $3,166 | $4,085 |
Total Monthly Payment | $3,760 | $3,756 | $4,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.