Under contract-accepting backup offers. Short Sale. This is a short sale that requires approval from the current lender. Why wait for new construction when this home built in 2020 is ready for you now!?! Come to South Fork for this lovely 4-bedroom, 2-1/2 bath home with an open loft area and large back yard. Homestead exemption will be reflected as lower taxes in November tax bill. Only a few years new, it has an open kitchen with quartz counter space, light and bright cabinetry, island bar and a large pantry. The master bedroom is on the first floor and has a large walk-in closet, dual sink vanity, separate water closet and walk-in shower. A very spacious loft upstairs has plenty of room for lounging, reading or playing games or exercising. Three nice bedrooms and a full bath with double vanity are also upstairs. There is LED lighting throughout, double pane Low-E vinyl windows, spray foam insulation for improved temperature control and a 15-seer HVAC. Smart home features include a Ring doorbell, smart switches and thermostat and whole-house water filtration system. Large back yard is a blank slate, waiting for you to design your own personal retreat. The wonderful community amenities in South Fork include a resort style pool, clubhouse, BBQ cooking area, covered pool patio area, basketball court, picnic areas, many nature trails, a protected conservation area, playgrounds and more . . . making this a great neighborhood to live and play in! South Fork boasts plenty of shopping, dining and entertainment nearby, and only a few minutes to Interstate 75.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,400 |
Total Monthly Payment | $2,570 | $2,520 | $3,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.