Move-in ready all brick lakefront home situated on dead end street in sought after Intracoastal neighborhood! Come check out this 3 bedroom with fresh paint, new LVP flooring, granite countertops, new stainless steel appliances! Relax in sunroom overlooking fenced lakefront wooded lot while enjoying morning coffee or evening adult beverage! Owner's suite has double walk-in closets, en suite bath w/tiled shower & new commode. Secondary bedrooms good sized, one has a walk-in closet. Kitchen has pass-thru to large living area, breakfast nook & formal dining area or can use for office/flex space & room for dining table in oversized living area. Split floorplan, roof-2017, HVAC-2015, plumbing hook-up for utility sink in garage, water softener (as-is), sprinkler sys (as-is), fenced yard, elec hook-up installed for generator. Sellers never lived in property (family estate) - buyer to verify relevant info through inspections & due diligence. Ashley Woods is centrally located to public schools, shopping, retail, dining, close by to NS Mayport, Blount Island, downtown, beaches, St John Town Center & main thoroughfares. Low annual association fees that offer residents a community playground & tree lined oversized streets w/sidewalks & several ponds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,339 | $3,017 |
Total Monthly Payment | $2,648 | $2,616 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.