1412 1ST Street N, #209, Out of Area, FL, 32250 | $564,500

Welcome to your new home, steps from the ocean and a bike ride away from the shops and restaurants of Jax, Neptune and Atlantic Beaches. This 3 bedroom, 2 bath condo is move in ready so you can jump right into the luxurious and relaxed beach lifestyle! This 2nd story end unit with an open floor plan is just one block from the beach. Sip your morning coffee in the seabreeze on your balcony or at your large kitchen breakfast bar. Condo has just received the following updates: HVAC 2024, freshly painted interior, brand new carpets, and refinished primary and hall showers. Beautiful wood floors in the common areas and all stainless steel appliances. Store your bikes and beach gear in extra storage space conveniently located across the hall. Schedule your showing today to start living the beach life!

Please submit offers on FAR BAR AS IS Purchase and Sale Agreements. Seller is willing to pay for upcoming assessment for balcony and milestone inspection repairs.

Features

  • Parking: Additional Parking, Assigned
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Car Wash Area, Elevator(s)
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Complex: North Pablo Beach Condo
  • Year Built: 1999
  • Common Charge: $500 Monthly
  • Approx Sq. Feet: 1,500
  • Est. Taxes: $8,056
  • View: Beach, Ocean
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: 2034182
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/2034182/14121ststreetn_outofarea_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1412 1ST Street N, #209, Out of Area, FL, 32250

$564,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $451,600 $451,600 $451,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.161% 5.152%
Monthly Tax Payment $671 $671 $671
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,744 $2,705 $3,542
Total Monthly Payment $3,507 $3,468 $4,305

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.