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Presented by
Cindy Haas |
47 Lake Way, Purdys (Somers), NY, 10578 | $675,000
Highest and Best Offer by Wednesday July 3rd at 5: 00 required. Lake Living! Expanded Cape nestled on over a level acre. . . on dead end street. . . enjoys one of Lake Purdys' best locations. This community is located within the hamlet of Purdys in the Town of Somers with Somers Schools. Walk to the lake and jump right in. . . Enjoy Swimming, Fishing and BBQs along with many activities sponsored by the lake association or simply relax on the lifeguard protected beach. In the winter the lake offers ice skating, hockey and other winter fun activities! Chef's dream kitchen opens to main living space with fireplace and outdoor deck and patios. . . perfectly suiting today's lifestyle. Ideal for intimate gatherings or large groups. First floor master bedroom and master bath. Stackable laundry could easily be placed in closet near powder room allowing for One Level Living! Treat yourself to some quiet time in the enclosed sun filled front porch! Need more space? The carport is able to support an addition so easy to expand. Although tucked away this home is minutes to Route 684, Metro North Station, stores and restaurants in the Somers Town Center. Commuters Dream! Low Taxes! Have it all at a price you can afford!
Features
- Town: Purdys
- Amenities: Lake Association
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Cape Cod
- Year Built: 1977
- Garage: 1-car Attached
- Heating: Oil, Hot Water
- Cooling: Central Air
- Basement: Full, Unfinished
- Approx Sq. Feet: 2,463
- Acreage: 1.1
- Est. Taxes: $12,190
- Lot Desc: Near Public Transit, Cul-De-Sec, Private
- Water Front: Yes
- Elem. School: Primrose School
- Middle School: Somers Middle School
- High School: Somers Senior High School
- School District: Somers
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: H6315057
- Days on Market: 4 days
- Website: https://www.raveis.com
/raveis/H6315057/47lakeway_purdys_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Cindy HaasLicensed Associate Real Estate Broker
914.646.1569
Cindy.Haas@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
47 Lake Way, Purdys (Somers), NY, 10578
$675,000
Cindy Haas
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.646.1569
Cindy.Haas@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
| Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,638 | $3,638 | $4,667 |
| Total Monthly Payment | $4,746 | $4,746 | $5,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535