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New Price Adjustment on this quality custom build oversized CapeCod located in beautiful North Kingstown within walking distance to historic Wickford Village. Inside and you will encounter a meticulously maintained home with a thoughtfully designed layout that seamlessly blends functionality with comfort. Main floor with eat-in kitchen with both center island seating and a separate dining area leading to your formal dining room. First level continues by offering a full laundry room with half bath, a beautiful large fireplaced informal living room with additional 3 season room with plenty of windows to bring in natural sunlight. In addition on the main level, we have a formal living room, a office or bonus room with endless options and completes with the master bedroom, his and her closets and private on suite bathroom. Second level features 2 large bedrooms, one with its own on suite bathroom. The extra rooms and bonus spaces in this home are endless. Basement level is complete with its own private entry, private on suite bath, living space and additional storage space. Property is both serviced by an HVAC System in addition to radiant flooring heat with 6+ zones in all. Situated on just under an acre of land your large deck and backyard boasts enough room for plenty of entertaining. Sprinkler system and underground utilities complete this home. Close to harbor and bay amenities, shopping, train and highway. Contact me directly for a private showing!!
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Our Executive Mortgage Banker:
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$899,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,999 | $719,999 | $719,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,222 | $1,222 | $1,222 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,259 | $4,551 | $6,173 |
Total Monthly Payment | $5,573 | $5,865 | $7,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.