3801 Black Spruce LANE, Winter Springs, FL, 32708 | $409,000

NOW is your chance to own this beautiful, move-in ready, 4 bedroom townhome in the highly desirable, gated community at Heritage Commons. This home sits on a premium corner lot that has the pond directly behind it, and is across from the pool. As you enter the front door, you will immediately fall in love with the open floorplan and the view of the pond straight back . On the first floor you will find the living room, dining room, kitchen and dinette as well as a half bathroom. You'll be thrilled to know that the primary suite is also conveniently located on the first floor. The open kitchen has 42 inch cherry cabinets, granite countertops and stainless steel appliances. The primary suite has a perfect view of the pond and a walk-in closet. The attached primary bathroom has a garden tub and a separate stand up shower. As you head up the stairs, you will find a spacious loft overlooking the first floor, a full laundry room, a second full bathroom and 3 additional generously sized bedrooms. 3 of the 4 bedrooms have perfect views of the pond out back. Sit out on the back patio in the morning with your coffee or out on the covered front porch! The entire community has had a major update in 2022 which included new roofs and new hardie board siding so why wait to build new when you can move right into this "like new" townhouse. This community is just minutes to major stores, restaurants, parks, roadways, and let's not forget the top rated schools! There are very few 4 bedroom townhomes in this community and they very rarely come on the market so don't wait to schedule your private tour.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2011
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,752
  • Acreage: 0.04
  • Est. Taxes: $3,896
  • HOA Fee: $325 Monthly
  • Lot Desc: Corner Lot, Sidewalk
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6218552
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6218552/3801blacksprucelane_wintersprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2024 1:05:22 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3801 Black Spruce LANE, Winter Springs, FL, 32708

$409,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,200 $327,200 $327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,204 $2,175 $2,805
Total Monthly Payment $2,604 $2,575 $3,205

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.