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900 Cove Cay DRIVE, #1F, Clearwater, FL, 33760 | $199,000
Motivated Seller. Safe from Hurricanes Helene and Milton! Buy a LIFESTYLE of Golf and Waterfront Living! Located in the exciting and popular waterfront golfing community of Cove Cay, this beautiful 2-bedroom, 2-bathroom condo is a first-floor unit overlooking the canal near the Marina. Get your bathing suits and golf clubs ready! You will fall in love with the updated kitchen, featuring newer appliances, stone countertops, and a stackable washer/dryer. Enjoy the Florida weather on your private screened porch that overlooks the mangroves of an inlet from Tampa Bay. The spacious home is filled with plenty of natural light. The primary bedroom has two closets, and the master bathroom features a water closet and shower. The living and dining areas have tile flooring, while the bedrooms are carpeted. The second bedroom has a large closet and a window facing the front of the home. An assigned covered parking space is conveniently located near the building entrance.
This village offers a lovely pool area and an updated recreation building. Cove Cay is a semi-private gated golfing community known for its quiet, waterfront, well-maintained grounds. It offers 24-hour gated security, an onsite restaurant/pub, an 18-hole PAR 71 golf course, and the Cove Cay Marina. The low-maintenance monthly fee includes basic cable and internet, insurance on the building, lawn and pool/spa maintenance, trash, water, and sewer. The Golf Club offers various memberships as well as public golf and dining. The Cove Cay Marina has affordable plans for boat storage, rentals, and more. 24-hour security and lush landscaping add to this paradise known as Cove Cay.
Features
- Elevator: Y
- Heating: Electric
- Cooling: Central Air
- Levels: 1
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area
- Complex: COVE CAY VILLAGE III
- Year Built: 1990
- Common Charge: $665 Monthly
- Approx Sq. Feet: 960
- Est. Taxes: $589
- View: Water
- Pet Policy: Cats OK
- Appliances: Dishwasher, Disposal, Refrigerator
- MLS#: U8248161
- Days on Market: 141 days
- Website: https://www.raveis.com
/prop/U8248161/900covecaydrive_clearwater_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS GULF BEACHES Phone: 727-367-3756
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
900 Cove Cay DRIVE, #1F, Clearwater, FL, 33760
$199,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $49 | $49 | $49 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,100 | $1,073 | $1,354 |
| Total Monthly Payment | $1,224 | $1,197 | $1,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388