Located on a tranquil dead-end street this charming, craftsman-built home stands amidst a neighborhood predominately composed of multi-family residences. Beyond the property the street transitions to a serene enclave of single-family homes offering a quiet environment. This home is full of character and welcomes you to move in and enjoy. The house offers two carpeted bedrooms with hardwood flooring underneath, each featuring deep double door closets, with one bedroom also including a cedar closet. The large and bright living room is carpeted with hardwood flooring underneath as well. The kitchen boasts oak cabinetry and a generous eat-in dining area. Additional storage space is provided by the sizeable coat closet in the front entry and the hall closet. The basement features a lovely fireplace, vinyl flooring, and a sink, and includes another room previously used as a wine cellar, as well as an area with a toilet. The home is equipped with central air conditioning and 100-amp electrical service, and the furnace is approximately 5 years old. A two-car garage with oversized width and height provides ample space for tall vehicles. Get ready to relax and unwind in the spacious backyard nestled in a semi-private setting. This turn-key home is perfect for comfortable living.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Cedar Closet,Wall/Wall Carpet,Hardwood Floor | 11.1 x 12.1 | Main |
Dining Room | Tile Floor | 9.5 x 13.4 | Main |
Kitchen | Double-Sink,Eating Space,Island,Tile Floor | 11.0 x 11.7 | Main |
Living Room | Wall/Wall Carpet,Hardwood Floor | 13.4 x 17.5 | Main |
Primary Bedroom | Wall/Wall Carpet,Hardwood Floor | 11.1 x 13.4 | Main |
Sun Room | 8.8 x 11.2 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,397 | $1,361 | $931,134 |
Total Monthly Payment | $1,813 | $1,777 | $931,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.