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ENGLEWOOD ISLES - flood zone X, low HOA and no CDD fee! This home has been well maintained and full of love as the children were raised. A blend of modern sophistication and timeless charm welcomes you throughout. As you enter the screened front porch, you are greeted by double entry doors with stained glass transom windows above. Step into the large foyer with coat closet and formal living room, currently used as office, with sliders to the pool area. A formal dining room adjacent also brings in tons of natural light with extra large windows. Kitchen boasts beautiful barnboard ceiling, low maintenance Cambria Quartz countertops extending to the lanai, upgraded refrigerator, newer disposal, double oven, pantry, breakfast bar open to family room and a pass-through window to the lanai. Unique family room reading nook feature! Was previously a wet bar and plumbing is still there if you prefer to reverse use. The master bedroom has a beautiful barn board accent wall, sliders to pool area, and ensuite with large walk-in closet, double sinks, a 16’x10’ master bathroom with 6’ soaking tub, separate shower and built in shelving and drawers. Split floor plan with guest bedrooms on opposite side of the home. Bedroom 2 has an oversized 12’x7’ walk in closet. Bedroom 3 has a walk-in closet and sliders to the pool area. Huge 21’x6’ laundry room with utility sink, 2019 washer and dryer, and built in cabinets located off the family room to the garage. Garage also has built in storage shelves. Storage! Storage everywhere! Superb pool area for your outdoor living! 37’x11’ covered lanai with large wall mounted tv and plenty of seating room, extra-large pool area, perfect for entertaining with 14’x28’ heated, saltwater pool, 6’ deep end, and PebbleSheen finish. Other updates include AC 2022, Rheem Platinum Stainless steel 40 gal hot water heater electronically controlled Wi-Fi accessible, geo tagged for vacation modes 2021, interior painted 2020, home has been re-piped, most hurricane shutters are accordion, some metal and clear. Roof inspection report performed June 2024 and available upon request. This property is eligible for private membership to the Garden Beach Club! About 6 miles to Manasota Beach or south to Englewood Beach; 4 miles to historic downtown Englewood Dearborn Street with restaurants and shopping; and 10 miles to downtown Wellen Park and the Atlanta Braves Spring Training Cool Today Park.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,429 |
Total Monthly Payment | $3,035 | $2,999 | $3,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.