4840 E Riverside DR, Fort Myers, FL, 33905 | $369,900
One year HOME WARRANTY! Charming riverfront living is yours in this 3-bedroom, 2-bathroom stilt home offering tranquil long-range water views! Positioned just across the street from the river, this residence provides picturesque water vistas from the living room, dining area & wide balcony. Renovated in 2020, this home showcases an open floor plan, low-maintenance flooring & a versatile 3rd bedroom with built-in shelves & double doors. Resting on a generous corner lot of 0. 27 acres, adorned with mature trees, there’s space for a pool & RV/Boat parking. The property owns a unique grandfathered flood insurance exemption - only $660/yr, providing significant cost savings. Located in historic Russell Park, a well-established riverfront neighborhood & just a few blocks from the community boat ramp—ideal for boaters. The best of both worlds is yours— riverfront living and convenient proximity to major amenities, I-75, and downtown Fort Myers.
Features
- Amenities: Community Boat Ramp, No Subdivision
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 68 x 62 x 179 x 187
- Laundry: Inside
- Style: Stilts
- Year Built: 1984
- Garage: 2+ Spaces, Driveway Unpaved, RV-Boat, Under Bldg Open, Attached Carport
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Basement: Ceiling Fan(s), Central Electric
- Approx Sq. Feet: 1,352
- Acreage: 0.27
- Lot Size: 68 x 62 x 179 x 187
- Est. Taxes: $3,140
- Lot Desc: Corner Lot, Oversize
- View: River
- Water Front: Yes
- Pets Allowed: Yes
- Pet Policy: No Approval Needed
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Self Cleaning Oven, Washer
- MLS#: 223086717
- Days on Market: 361 days
- Website: https://www.raveis.com
/prop/223086717/4840eriversidedr_fortmyers_fl?source=qrflyer
Listing courtesy of Realty World J. PAVICH R.E. Phone: 239-495-9968
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4840 E Riverside DR, Fort Myers, FL, 33905
$369,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,969 | $1,944 | $2,496 |
| Total Monthly Payment | $2,306 | $2,281 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388