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Discover the perfect blend of comfort and elegance in this meticulously maintained 5-bedroom home, nestled on a serene 1. 87-acre lot in Silver Valley. This property offers an array of desirable features and recent upgrades that promise both style and convenience. Step into the heart of the home, where a beautifully appointed kitchen awaits, boasting sleek granite countertops, newer appliances from 2022, including a gas cooktop and electric dual oven and a welcoming atmosphere for culinary creativity. The kitchen seamlessly flows into the living spaces, adorned with rich Mexican cherry hardwood floors that extend throughout the first level, creating a warm and inviting ambiance. Curl up by the fireplace in the colder months or stay cool with the Central AC in the hot summer. The large primary bedroom, conveniently located on the first floor, provides a private retreat with easy access to the main living areas. There you will find a luxurious full bathroom with an updated shower, plenty of natural light and a sizeable walk-in closet. Both the half bath downstairs and the full bathroom upstairs have been thoughtfully updated with new vanities, while the upstairs full bathroom also features a brand-new toilet and recessed lighting for a modern touch. A formal living room, dining room and mudroom with laundry round out the first floor. Upstairs you will find four good sized bedrooms and a common area. Perfect for another tv space, game room or for the kids/grandkids to hang out. The finished room in the basement offers versatile space, perfect for an office, workout room, or additional living area, accommodating all your lifestyle needs. Outdoor enthusiasts will appreciate the easily maintainable flat yard, underground utilities and spacious deck, freshly painted with some boards replaced in 2023. Listen to the sounds of the nearby trickling creek or take a stroll throughout the neighborhood. The roof, just 7 years old, ensures long-lasting durability and protection. The house has been painted inside and outside recently, garage doors are only a few months old and there is a whole house generator so you never have to worry about losing power. Conveniently located only 10 minutes away from Waterford and East Lyme, don't miss the opportunity to make this beautiful Salem property your own.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 14.1 x 20.2 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 14.3 x 20.3 | Upper |
Bedroom 3 | Wall/Wall Carpet | 12.1 x 18.1 | Upper |
Bedroom 4 | Ceiling Fan,Wall/Wall Carpet | 9.1 x 12.5 | Upper |
Dining Room | Hardwood Floor | 12.1 x 15.7 | Main |
Eat-In Kitchen | Breakfast Nook,Eating Space,Hardwood Floor | 9.0 x 12.8 | Main |
Family Room | Built-Ins,Fireplace,Sliders,Hardwood Floor | 14.5 x 15.0 | Main |
Kitchen | Breakfast Bar,Granite Counters,Eating Space,Hardwood Floor | 9.6 x 12.8 | Main |
Living Room | Hardwood Floor | 12.1 x 17.9 | Main |
Office | Wall/Wall Carpet | 12.7 x 15.4 | Lower |
Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Wall/Wall Carpet | 16.1 x 21.6 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $631 | $631 | $631 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,153 | $4,045 |
Total Monthly Payment | $3,876 | $3,876 | $4,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.