MOVE-IN READY CONDO built in 2006 in prestigious Phillippi Landings a gated waterfront community. Cross the private bridge and enter the meticulously landscaped grounds, offering a clubhouse with a catering capacity kitchen, exercise equipment building, dog park and heated pool and spa. Stroll along the brick, lighted promenade that parallels the dock connecting to 30 private boat slips. There is a newer kayak rack and launch. The ground level of the building is the covered garage. Ride the elevator to the third floor and enter 302. The high ceilings are domed with tray ceilings. The den offers a private space. In the kitchen you will find stainless steel appliances, custom cabinets to the ceiling, lower cabinets with pull out drawers for maximum use. Look across the quartz countertops and bar into the dining area and then onto the living room. Crown molding emphasizes the openness of this space with its bay windows on one side and double sliding doors to the covered, private screened balcony. This balcony seems to be nestled in the trees while having a view of the pool and front gate. The master ensuite also has bay windows, two walk-in closets, and the door leads to the lanai. The master bathroom features a long vanity with sink, a smaller sink and vanity, a luxurious soaking tub, a walk-in shower and separate toilet room. There is an ensuite guest bedroom with a tub shower combination and large walk-in closet. The newer full-size dryer and clothes washer are located behind wood bi-folding doors. All the windows, sliding glass doors and front door are Dade County hurricane proof construction, There are plantation shutters on every window. Tile and newer laminate wood floors throughout.
This condo includes an assigned parking space adjacent to a private storage room. Walk under cover to your mailbox and the elevator. You may wish to join the busy social life at PL. There are monthly cocktail parties, an assortment of card games, etc. , and frequent fun parties. Just to the south is historic Phillippi Park. A mile beyond that is the bridge to Siesta Key Beach. Enjoy the ultimate in location with proximity to shopping, the pristine award winning fine sandy beaches or golf. This building's financial reserves meet the new Florida State requirements for condominium buildings. Financials and engineering reports are available upon requirements.
Sarasota offers cultural entertainment, enjoy shows at the theaters or browse the amazing artwork at the John Ringling Museum. In addition, the Opera House is downtown Sarasota and symphony hall for diverse choices of entertainment and Saturday’s Farmers Market. Sarasota hosts annual events like the Winefest, New Year’s Eve celebrations and more. Seller will entertain all offers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,031 | $3,910 |
Total Monthly Payment | $3,396 | $3,393 | $4,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.