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Opportunity Awaits! Welcome to this 4 Bedroom, 2 full bath Ranch situated on picture perfect half acre in the desirable Jane Ryan school District. The main level features Living Room, Dining Room and Eat in Kitchen. Off of the kitchen is a beautiful three season room with vaulted ceiling and full windows which can easily have heat added to it for additional square feet. A primary Bedroom and two additional bedrooms with a full bath complete the main level. The fully finished versatile walk out lower level (additional 950 square feet) can be used as an in-law suite, au-pair, or teenage space which includes a family room with fireplace, built in bar and full bath. There is also a full kitchen and a fourth bedroom. Additional features include maintenance free vinyl siding, C/AC, Hardwood Floors, Oversized two car garage, Sprinkler System, Gas Furnace (2016), Roof(2016). Backyard has a covered patio area ideal for entertaining. Centrally located to schools, shopping, restaurants, public recreation and highways. The perfect neighborhood to call home.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Wall/Wall Carpet | Lower |
Dining Room | Wall/Wall Carpet,Hardwood Floor | Main |
Eat-In Kitchen | Tile Floor | Main |
Eat-In Kitchen | Lower | |
Family Room | Wet Bar,Fireplace,Wall/Wall Carpet | Lower |
Living Room | Wall/Wall Carpet,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $780 | $780 | $780 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,018 | $2,977 | $3,841 |
Total Monthly Payment | $3,890 | $3,849 | $4,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.