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Welcome home to this METICULOUSLY MAINTAINED ranch located on a lightly wooded, yet secluded side road. Enter through the front door to a comfortable living room with an adjoining eat-in kitchen that boasts new countertops and cabinets, stainless steel appliances and an immaculate ceramic tile floor. The first level also features a full bath and three bedrooms. A Freshly painted interior throughout with natural wood trim and closet doors is complemented by beautiful HARDWOOD floors in each room. Use your imagination with the convenient side room off of the kitchen; "oversized" pantry, storage space or home office. Enter through the spacious, 2 car garage that has an entrance into 684 sq. ft. of finished space that is comprised of an extra bedroom, 2nd full bath, WASHER/DRYER, working kerosene heater, pellet stove and a large recreational/family space with pool table and 2nd living area. In May of 2024, a NEW SEPTIC TANK was installed. The large backyard area leads right up to the Yantic River making it perfect for relaxation or a quiet retreat. Ample room for picnics, barbecues, large gatherings and other outdoor entertainment. Located minutes from shopping and commercial areas, this home offers not only comfort, privacy and relaxation, but also unbeatable convenience. Move in right away and relax or explore the myriad possibilities this property offers.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Kitchen | Ceiling Fan,Double-Sink,Tile Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,778 | $1,754 | $2,263 |
Total Monthly Payment | $2,133 | $2,109 | $2,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.