Very unique historic home on one acre corner lot near downtown Keystone Heights. Several upgrades have been made but some of the original wood flooring and windows are still in place. Updated kitchen has plenty of storage and updated appliances as well as French doors to the back patio. Room off of kitchen can be a sitting room or office. Living room has wood burning fireplace. Large primary suite on first floor has SGD to back yard. Second bedroom and main bath downstairs. Two bedrooms upstairs have tongue & groove walls & ceilings and one bedroom has a full bath en suite. The attic is accessed from upstairs and is floored for extra storage. There is a basement for additional storage as well. Two detached garages, one is set up as a work shop and there is also a greenhouse type shed with a lean to on both sides. Solar panels will convey. Front and back yards have irrigation and landscaping. Don't miss this unique home with so much space and potential!
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Our Executive Mortgage Banker:
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$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,564 |
Total Monthly Payment | $2,248 | $2,194 | $2,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.