Highly desired waterfront residence in Oyster Bay features spectacular sunset views overlooking Naples Bay. Fully furnished and move-in ready, it offers 3 bedrooms, 2 bathrooms, in-unit laundry, and a deeded boat dock fitting up to a 27ft boat with direct access to Naples Bay and the Gulf of Mexico. Located on the 2nd floor right off the elevator. Beautifully updated with no damage from hurricane Ian! The kitchen features granite countertops, ample cabinetry and a breakfast bar. Open and spacious living area! Enjoy stunning water views from your master bedroom, which includes an oversized walk-in closet and an upgraded en-suite with dual sinks and a walk-in shower. A modern barn door separates the 2 guest bedrooms from the main living areas. Four Win?ds is a 55+ community with fantastic amenities such as tennis/pickleball courts, a heated community pool, cabana area, shuffleboard, BBQ area, and newly upgraded boat docks. Ideally located minutes from downtown Naples, beaches, shops, fine dining, and marinas! Secure parking and storage area included.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,992 | $519,992 | $519,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,591 | $3,503 | $4,423 |
Total Monthly Payment | $4,074 | $3,986 | $4,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.