This CAPISTRANO Model home is nestled in Oak Run, The Fountains Phase II. This lovely 2 bedroom, 2 bath home is partially furnished. The Bonus Room could be used for an office, library, art room and more! The open floor plan flows smoothly and gives the split bedrooms privacy. The master bathroom has a walk in closet, his and her sinks, a jacuzzi tub and lots of light. The kitchen is ready for plenty of home cooked meals The Florida Room is directly off the dining room. The inside laundry room is equipped with a washer/dryer, laundry tub, and plenty of shelves. The 2 car garage has pull down stairs for easy access and a garage door opener. This home has had a lot of of love and is waiting for new owners. Come and join our family at Oak Run! You will be glad you did! The Roof was replaced 8/11/21 and the Hot Water Heater was replaced 2/11/23. The Amenities in Oak Run consist of 6 Community Pools, (1 inside heated), 5 Hot Tubs/Spas, 18 Hole Golf Course, Country Club, 2 Fitness Centers, Dog Park, Library, Shuffleboard, Horseshoes, Bocce Ball, Billiards Room, Pickle Ball, Volley Ball, Tennis Courts, Card Room, Royal Oaks Dining Room, Craft Room, and over 100 clubs to join. There are 3 gated entrances to Oak Run. Garbage pick up, basic cable and common area maintenance are included in the HOA Fees. This Community is centrally located. Close to restaurants, shopping, medical facilities, and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$273,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $218,400 | $218,400 | $218,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $119 | $119 | $119 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,452 | $1,858 |
Total Monthly Payment | $1,684 | $1,646 | $2,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.