Welcome to Swoope Drive and this custom-built New Smyrna Beach POOL HOME offering 3 bedrooms, 2 full baths, 1 half bath, and an oversized 2-car garage. This home features a large oversized lot, Culligan water salt softener system, fenced yard, and NO HOA. The character and charm continue inside with the gas fireplace, large entertainment space, split floor plan, and open kitchen. The three bedrooms include a spacious PRIMARY SUITE offering the owner a private en-suite bath. Bedrooms two and three share a second full bath. In addition to the storage shed in the backyard, the garage also has a workshop space and all of the pool equipment stays including the new solar panels installed in 2022. Recent updates include: New GAF Timberline architectural shingles 2013, New A/C 2011, New impact low E vinyl windows 2021, and New solar panels 2022. There is no HOA so bring your boat or RV and you are close to shopping, dining, and the beach. Call today to schedule your tour and discover all that New Smyrna Beach has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $3,155 |
Total Monthly Payment | $2,821 | $2,757 | $3,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.