Escape along a serene country road, framed by stone walls, majestic trees, and statley homes to discover The Spencer House. Meticulously renovated while preserving its original charm, the home boasts exposed beams and wide plank floors throughout. Modern conveniences harmonize seamlessly with its historic allure offering a turnkey experience in comfort and style. The heart of the home is a chef's dream kitchen, designed with an expansive open layout that includes bar stool seating, a dining area, and two inviting lounges overlooking the culinary space. Wall-to-wall glass doors effortlessly extend the kitchen onto an outdoor patio, perfect for enhancing your culinary creations with a grill-fire touch. The possible first-floor suite, with its garden access and secluded patio, doubles ideally as an office or playroom. Ascend to the upper level where a spacious bedroom beckons to the right, while straight ahead leads to a cozy sitting area or work space, and another well-appointed bedroom with its own modern bathroom. Additional comforts abound with a mudroom, guest washroom, and laundry facilities conveniently located on the lower level. Step outside to discover an enchanting outdoor retreat, complete with a wrap-around stone wall enclosing a serene sitting area, gas grill, and a refreshing outdoor shower. Ascend stone steps to find a secluded oasis nestled amidst the wooded landscape, featuring a fire pit and a tranquil pool, perfect for unwinding in your private sanctuary. Located just minutes from Rhinebeck and the Taconic Parkway, and a mere 1 hour 40 minutes from NYC. Enjoy proximity to Southlands Foundation Horse Riding school, Milea Winery, and an array of world-class dining and recreational opportunities. Dating back to 1747 and featured on the esteemed Clinton Historical Society's 'Historic Landmark Driving Tour, ' this home blends rich heritage with contemporary luxury. Legend has it, the original owner, Rubin Spencer was a surveyor, who joined George Washington to survey the Ohio Territory in 1770's and was later appointed by Washington as Captain in NY's 4th regiment. Don't miss your chance to experience the essence of Upstate living. Schedule your private showing today and make this historic gem your own.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,137 | $1,137 | $1,137 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,600 | $6,076 | $8,237 |
Total Monthly Payment | $6,862 | $7,338 | $9,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.