Welcome to your new home in the highly sought-after Walden Lake neighborhood of Plant City! This charming 3-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience. Step inside to discover an updated kitchen with stainless steel appliances (replaced in 2023), complemented by a delightful breakfast nook that overlooks your lush backyard. Don't miss the spacious window seat in the primary bedroom! The large, covered, screened back porch will extend your living and entertaining space in our cooler months! You'll appreciate the many updates to this home, which include a new water heater in 2024, HVAC in 2022, garage door opener in 2019, new tile in primary bathroom shower in 2017 and remodeled kitchen (cabinets and counters) in 2013. The roof was replaced in 2013. Outside, you'll find a serene oasis with both a covered front porch ideal for morning coffee and a screened, covered back porch overlooking the fenced backyard, complete with thriving fruit trees including peach, loquat, Barbados Cherry and Carambola, as well as a nice, healthy clump of lemongrass. Walden Lake offers a wealth of amenities, from miles of paved trails and two dog parks to a sports fields, playground, gazebo, fishing pier, and dock on Walden Lake itself. Residents also enjoy the security and privacy of a community with night-time gates. Conveniently located near shopping, churches, schools, and entertainment, this home is just minutes away from Plant City's quaint downtown, where locally-owned stores and cafes await. Don't miss your chance to own a piece of this thriving community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,617 | $1,595 | $2,058 |
Total Monthly Payment | $1,784 | $1,762 | $2,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.