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The gorgeous backyard with mature live oak trees, Kaffir and Meyers lime trees, bougainvillea, bleeding heart and more beautifully-maintained landscaping will make you want to spend all of your time in your own private oasis. From the moment you step inside you will see this home is different than any other. Numerous upgrades and improvements include Roof August 2022 - new roof went from flat roof to low slope roof for better drainage. House Repipe March 2020, Updated Bathroom 2022, Electrical updated and upgraded March 2022, HVAC replaced April 2022, Exterior Doors and Sidelights replaced in 2022 as well as all Window Frames replaced with Aztec/Composite and will not rot. Water Heater replaced February 2022. 12x8 Ranch Style Shed by Heartland Sheds purchased July 2022 and is conveniently situated in the back left corner of yard for easy access. Home is Fully Generated by 24KW Generac Generator installed April 2022. Raised and covered deck outdoors offer spacious area for outdoor entertaining as well as a relaxing space to soak in the beauty of nature in your own backyard. This one-of-a-kind home was immaculately cared for and maintained by the same owner since 1995 and is ready for a new family to love it and make memories for years to come. Ideally situated near disc golf, beautiful lakes and walking paths. Walk or ride bikes to dinner at the taco shop, Zaxby's or grab a pizza then enjoy a tasty treat at Cold Cow Ice Cream. Donuts and coffee as well as grocery store, salons, restaurants and smoothies are all a short bike ride or drive away. St Augustine Shores is a community with lots of green space, parks and social activities. Canopy Park offers walking trails and playground area. The Riverview Club offers low membership dues to owners and provides year-round entertainment opportunities as well as Intracoastal Dock, Pool and Outdoor Seating Areas, Banquet/Wedding Space, Childrens Play Area and more. Community offers tennis/pickleball courts as well as an 18 hole golf course. 3D Tour available to view at: https: //nodalview. com/s/0-Ek8ozGj3CA6egfudqSfz Buyer to verify all pertinent information such as room sizes, association dues, etc.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,462 | $1,886 |
Total Monthly Payment | $1,613 | $1,593 | $2,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.