This sweet 1930's cottage sits overlooking a historic textile mill with sounds of the reservoir heard throughout the house. The property is large and private-- wander up a pathway through the garden, past the maple trees to find Summit Lake, where one can go paddle a canoe or fish. You'll find a raspberry patch, fruit trees, perennial gardens, stone pathways and a patio for enjoying al fresco dinners. The 3BD 2BA home underwent a full renovation completed in 2022 by esteemed CB Design / Build, when all of the systems were upgraded such as new plumbing and electric, mechanicals, a new roof, copper gutters, the list goes on. A new dine-in kitchen was installed with burnt maple countertops, a farmhouse sink and a Wolf range, it anchors this main living space where you'll find a wood burning stove with a comfy seating area, two bedrooms, one being used as a WFH office, and a bath tucked off to the side. On the upper level the ceilings are vaulted and a wall of windows offers beautiful views of the neighboring historic mill. A loft sleeping area accessed by a library ladder, is perched above the second floor living space, which converts into a home theater. A full bath with a soaking tub completes the second floor. Sliding glass doors open onto the porch and overlook the gardens and the lake beyond. A short walk takes you into the village where you'll find restaurants, a food coop, post office, and a library. And a short drive brings you to the High Falls conservation area, skiing at Catamount, Hawthorne Valley Farm Store and Waldorf School, Hudson & Amtrak. And once you become a villager, you get private access to a pristine secret lake, less than 10 min away. Just 2. 5h to NYC, you are a world away.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,164 | $4,081 |
Total Monthly Payment | $3,259 | $3,256 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.