Nestled in the charming town of Glen Cove, this small cozy single-family home exudes a warm and inviting atmosphere. Situated in a tranquil neighborhood, this home offers a peaceful retreat from the hustle and bustle of everyday life. While this home has not been renovated, its classic charm and character offer a unique opportunity for customization and personalization. Imagine the possibilities of transforming this space into your dream home, tailored to your own tastes and preferences. Outside, the property boasts a lovely yard, perfect for enjoying the outdoors and soaking up the Long Island sunshine. Whether you're sipping your morning coffee or hosting a barbecue in the backyard, this home provides a delightful setting for outdoor enjoyment. Conveniently located in Glen Cove, residents can enjoy easy access to local amenities, shops, and restaurants, as well as nearby parks and recreational opportunities. With its cozy charm and potential for customization, this small single-family home offers a wonderful opportunity to create a personalized haven in a peaceful Long Island setting.
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,495 | $2,430 | $3,161 |
Total Monthly Payment | $2,920 | $2,855 | $3,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.