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16 Laurel Lane, Warren, RI, 02885 | $428,000
This adorable storybrook cape is a rare find in a fantastic neighborhood! While the interior of this property is in need of TLC, the potential of this gem lies in its incredible features. Situated on a generous 1/2 acre lot, this home boasts a 3 car garage and an additional single stall garage. Equipped with modern conveniences such as central air & a whole house generator, adding to the comfort and convenience of this home. Featuring 2 bedrooms & 2 baths with an additional first floor office space/library that can easily be used as a third bedroom. Step inside to discover a cozy stone fireplace, hardwood floors and unique architectural details such as stained glass windows and built in bookshelves that add character and a cozy ambiance, making it the perfect canvas for your personal touch. With a little bit of vision the potential is endless! Enjoy the serene surroundings of the sprawling yard with koi pond, Located just a short walk away from the water, association members have access to the neighborhood's exclusive amenities including a private beach, boat rack, playground, and a calendar of community events like the annual bonfire and fireworks display. Property is sold in as-is condition. Don't miss the opportunity to own this incredible gem in Laurel Park.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1917
- Garage: 4-car Detached,Garage
- Heating: Forced Air,Oil
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,326
- Acreage: 0.5
- Est. Taxes: $5,490
- HOA Fee: $160 Annually
- Appliances: Water Heater
- MLS#: 1361714
- Website: https://www.raveis.com
/prop/1361714/16laurellane_warren_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Laurel Lane, Warren, RI, 02885
$428,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $342,400 | $342,400 | $342,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,278 | $2,276 | $2,936 |
| Total Monthly Payment | $2,811 | $2,809 | $3,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB