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12890 Spencer ST, Fort Myers, FL, 33908 | $235,000
Discover this captivating 3-bedroom, 3-bathroom home nestled on a prime corner lot in Iona! Step into luxury with a mother-in-law suite offering seamless access to a newly rescreened porch and covered lanai. No HOA fees or deed restrictions mean the freedom to enjoy your oasis without limits. This turnkey gem comes fully furnished, welcoming you with a spacious lanai featuring a tiki bar and three new ceiling fans, ideal for entertaining under the Florida sun. The kitchen dazzles with new countertops and cabinets, complemented by top-tier appliances including a microwave, dishwasher, glass-top range, and refrigerator in an open-concept layout. Embrace the perks of owning both land and a home recognized as a "Permanent Residence, " featuring a structurally sound design with minimal county taxes. Outdoors, unwind on the expansive screened lanai or fenced patio amidst lush landscaping and privacy hedges. Safety is ensured with a fenced entrance and new gate, perfect for pets and children. For enthusiasts, a sizable 12' X 17' workshop and 6' X 12' storage space are ready for the craftsman in you! Additionally, a convenient RV parking space equipped with water, sewer, and a 30-amp power outlet is available! Recent upgrades from 2017 to 2024 include a new TPO roof (2018) and a pitched roof (2023), promising durability and contemporary style. Your ideal Florida lifestyle awaits—seize this opportunity today!
Features
- Amenities: BBQ - Picnic, Bike Storage, Boat Storage, Extra Storage, Guest Room, Vehicle Wash Area, No Subdivision, Non-Gated
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 101 x 101 x 84 x 85
- Laundry: Inside
- Year Built: 1998
- Garage: 2+ Spaces, Driveway Paved, Guest, Paved, RV-Boat
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric, Exhaust Fan, Wall Unit(s)
- Basement: Ceiling Fan(s), Central Electric, Exhaust Fan, Wall Unit(s)
- Approx Sq. Feet: 1,721
- Acreage: 0.2
- Lot Size: 101 x 101 x 84 x 85
- Est. Taxes: $1,747
- Lot Desc: Regular
- View: Landscaped Area, Partial Buildings
- Pets Allowed: Yes
- Pet Policy: No Approval Needed
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- MLS#: 224053151
- Days on Market: 151 days
- Website: https://www.raveis.com
/prop/224053151/12890spencerst_fortmyers_fl?source=qrflyer
Listing courtesy of PREMIERE PLUS REALTY COMPANY Phone: 239-732-7837
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12890 Spencer ST, Fort Myers, FL, 33908
$235,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,282 | $1,250 | $1,612 |
| Total Monthly Payment | $1,503 | $1,471 | $1,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388