Under contract-accepting backup offers. Don't miss this 3/2/office/pool home in the heart of Sarasota! New roof 6/2024, new pavers around pool and driveway, new plantation shutters and new impact windows throughout! The home is situated in the Emerald Gardens neighborhood. Walk in to a spacious living room with fireplace looking onto your pool and deck. Enjoy breakfast in the kitchen nook or entertain in the formal dining room. The master bedroom is well appointed and boasts a remodeled bathroom with walk-in shower and large soaking tub. The office/den is situated conveniently off the living room and would make a great home office, private den or home gym. Entertaining will be a breeze with the expansive screened patio around the pool with space enough for summer barbeques or holiday parties or to enjoy a quiet glass of your favorite beverage. Driving time to the beautiful Florida beaches are minimal and you are close enough to I-75 if you are looking for a retreat to St. Pete, Tampa or even Naples. Call and reserve a time to see this home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,827 | $2,824 | $3,652 |
Total Monthly Payment | $3,423 | $3,420 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.