Privacy and greenery abound at this light and bright four bedroom, 3 bath hilltop colonial just a short distance from the Village of Northport! Stroll to town to get your coffee or head to nearby Crab Meadow for an afternoon of beach or golf! The first floor features a versatile and open floor plan able to accomodate anyone's needs. Need two family rooms instead of a dining room? Done! Need a separate first floor office or guest suite? Done! The second level includes 3 large bedrooms and an ample hall bath. The newly finished lower level with its own electric heating is perfect for kids, crafts or work. Lots of storage as well! This home has gas heat, wood buring fireplace, some wood floors, brand new 200 amp electric, new skylight, carpet and guest bath, 8-10 year old roof. The low maintenance yard leaves more time for relaxing out back on this shy half acre property. Two driveways and two sheds complete the picture. Combined taxes under 10K with Star. Hot tub is a gift. Portable generator with hook up included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $868 | $868 | $868 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,358 | $4,311 |
Total Monthly Payment | $4,361 | $4,318 | $5,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.