One or more photo(s) has been virtually staged. Home is BELOW APPRAISED VALUE with the RECENT PRICE REDUCTION! Discover this pristine TWO-STORY HOME in the Seven Oaks community, with FRESH INTERIOR and EXTERIOR PAINT. It is ready for an IMMEDIATE MOVE-IN. It boasts a range of upgrades, such as a WHOLE HOME WATER FILTRATION and an integrated MURPHY BED with an OFFICE CENTER. The property's MATURE LANDSCAPING enhances the curb appeal, complemented by a generously sized COVERED FRONT PORCH. Spanning 3, 108 square feet, this airy home features an open layout concept with NEUTRAL CERAMIC TILE flooring. The lower-level bedroom with a French door closet is near the lower-level full bathroom, offering the potential for a MOTHER-IN-LAW SUITE. The gourmet kitchen comes fully equipped with GRANITE COUNTERS, a STYLISH BACKSPLASH, DOUBLE GOURMET OVENS, 42-INCH CABINETS, a REVERSE OSMOSIS WATER FILTRATION, a WALKIN PANTRY, and STAINLESS-STEEL APPLIANCES, centered around a LARGE ISLAND to facilitate meal prep. Additional spaces include a separate dining room or living room for versatile entertaining options. Outdoor living is a breeze with sliding doors opening to a COVERED LANAI and a PVC-FENCED backyard paradise, featuring an IRRIGATION system and FRUIT TREES. Comfort is key in the NEWLY CARPETED bedrooms and upper-level loft. The expansive master suite includes a TRAY CEILING and an ENSUITE BATHROOM with a GARDEN TUB, SEPARATE SHOWER, LINEN CLOSET, and a LARGE WALK IN MASTER CLOSET. The convenience of an UPPER-LEVEL LAUNDRY room and an advanced SECURITY SYSTEM with motion sensors on both floors adds to the home's appeal. Located near TOP RATED SCHOOLS, SHOPPING CENTERS, and MAJOR HIGHWAYS, this community offers all the desired amenities, including a RESORT STYLE COMMUNITY POOL with a CABANA, PARK, and PLAYGROUND. ACT FAST—this exceptional home is PRICED TO SELL QUICKLY!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,600 | $492,600 | $492,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,319 | $3,274 | $4,154 |
Total Monthly Payment | $3,788 | $3,743 | $4,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.