Motivated Seller!!! Bring an offer!!! Once in a lifetime opportunity to own one of the best lake view properties in the beautiful hamlet of Smallwood, NY. Sprawling 3 bedroom, 2 bath home includes 8 lots totaling 1. 4 acres. Stunning property surrounded by grassy knolls, mountain laurels and pine trees. Very private setting on a dead-end road. Totally renovated with new floors, plumbing, electric, baseboard heaters, boiler, hot water heater, holding tank, kitchen with countertops, cabinets and stainless steel appliances, toilets, bathroom tiling and interior/exterior paint. Ceiling fans in all the bedrooms and skylights in the kitchen, dining room and living room. Large paved driveway surrounded with stone walls, roof 10 yrs, added skirting and insulation, Central AC, original stone wood burning fireplace, lake view screened-in porch with steps going down to the enormous deck. Gorgeous sunsets. Very lush and natural. Follow 2 paths that bring you down to the lake onto Lakeshore Drive. Inquire about dock rights. Location, location, location! This type of property is a rare offering. No HOA. . . Smallwood offers membership for non-motor boat lake, sandy beach, fishing, sports court and clubhouse. Join the Club at Smallwood for heated pool, clubhouse with activities and entertainment. Hike at the Forest Reserve, sit by the waterfall and take the pooch to the new dog park. Nearby Bethel Woods, Resorts World Catskill Casino, Kartrite Waterpark, waterfront dining, antique shops, Delaware River, festivals and farmers markets. So much to explore! Call to take the tour.
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,674 | $4,716 |
Total Monthly Payment | $4,496 | $4,450 | $5,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.