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99 W Starlight Drive, Smallwood, NY, 12778 | $699,000
Motivated Seller!!! Bring an offer!!! Once in a lifetime opportunity to own one of the best lake view properties in the beautiful hamlet of Smallwood, NY. Sprawling 3 bedroom, 2 bath home includes 8 lots totaling 1. 4 acres. Stunning property surrounded by grassy knolls, mountain laurels and pine trees. Very private setting on a dead-end road. Totally renovated with new floors, plumbing, electric, baseboard heaters, boiler, hot water heater, holding tank, kitchen with countertops, cabinets and stainless steel appliances, toilets, bathroom tiling and interior/exterior paint. Ceiling fans in all the bedrooms and skylights in the kitchen, dining room and living room. Large paved driveway surrounded with stone walls, roof 10 yrs, added skirting and insulation, Central AC, original stone wood burning fireplace, lake view screened-in porch with steps going down to the enormous deck. Gorgeous sunsets. Very lush and natural. Follow 2 paths that bring you down to the lake onto Lakeshore Drive. Inquire about dock rights. Location, location, location! This type of property is a rare offering. No HOA. . . Smallwood offers membership for non-motor boat lake, sandy beach, fishing, sports court and clubhouse. Join the Club at Smallwood for heated pool, clubhouse with activities and entertainment. Hike at the Forest Reserve, sit by the waterfall and take the pooch to the new dog park. Nearby Bethel Woods, Resorts World Catskill Casino, Kartrite Waterpark, waterfront dining, antique shops, Delaware River, festivals and farmers markets. So much to explore! Call to take the tour. Additional Information: HeatingFuel: Oil Above Ground,
Features
- Amenities: Park
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1939
- Heating: Electric, Oil, Baseboard, Hot Water, Steam
- Cooling: Central Air
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,592
- Acreage: 1.4
- Est. Taxes: $8,205
- Water Front: Yes
- Elem. School: Kenneth L Rutherford School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: H6314910
- Days on Market: 157 days
- Website: https://www.raveis.com
/prop/H6314910/99wstarlightdrive_smallwood_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
99 W Starlight Drive, Smallwood, NY, 12778
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $684 | $684 | $684 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,767 | $3,717 | $4,716 |
| Total Monthly Payment | $4,543 | $4,493 | $5,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535