One or more photo(s) has been virtually staged. One or more photo(s) was virtually staged. SOLID STATELY COASTAL RETREAT BETWEEN THE RIVER & BEACH! Volusia County shows this property as a 3/3 home with 1840 sq. ft. However, this is a FOUR BEDROOM / FOUR BATH HOME with 2141 sq. ft. under air. The "RIVER SUITE" at 350 sq. ft. is a recent addition in the final inspection process. FLOOR PLAN IN PHOTOS. In addition to this improvement, a high-quality, BRAND-NEW SHINGLE ROOF with a TWENTY-FIVE-YEAR TRANSFERABLE WARRANTY will be completed in July 2024. The homeowner offers an American Home Shield Complete ONE-YEAR HOME WARRANTY for appliances, HVAC, plumbing, electrical, water heater, and much more. A policy copy is attached for the buyer's agent in MLS. Enjoy an ocean peek view, and shuttle launches atop the second-level balcony to the main living area. This solid cement block fortress was built to last. LOW MAINTENANCE HOME & YARD. A unique layout with THREE PRIVATE ENTRANCES – one entrance on the second level to the 2 BR / 2 BA "PELICAN NEST" and two entrances on the first level to the 1 BR / 1 BA ”OCEAN SUITE” (north) and 1 BR / 1 BA "RIVER SUITE” (south). This home offers the ultimate respite for privacy, plus two screened-in porches on each level for outdoor entertaining. Bamboo wood and tile flooring offer class and durability. The second level, “PELICAN NEST, ” has two primary bedroom suites. The north suite features a walk-in closet with an ensuite bathroom. The south suite has a built-in closet and adjoining bathroom with hallway access to the laundry room and spacious galley kitchen. The expansive living room/dining room combo has cathedral ceilings and French doors to the upper-level screened-in porch. The first level, “OCEAN SUITE” and “RIVER SUITE, ” have separate entrances and offer comfort and privacy with a screened-in porch. The 2-car GARAGE, with a second washer & dryer, has room for two cars plus your surf & turf toys. Walk to nearby JB’s Fish Camp (2 blocks), rent a kayak or fishing guide, and enjoy the best local seafood available. Nearby Bethune Beach Park has direct beach and river access, tennis, pickleball, basketball, volleyball, a playground, and a fishing pier often visited by manatees, dolphins, and pelicans. Head south a few blocks from your new home to Canaveral National Seashore --- the longest stretch of undeveloped Atlantic coastline in Florida. Popular with tourists and locals, the famous Flagler Avenue offers many restaurants and fun nightlife and is 10 minutes north. While there, visit the many shops and Breakers Ocean Front Restaurant & Bar for a delicious burger and panoramic views. New Smyrna Beach has no shortage of activities, including golfing, surfing, eco-tours, sailing, boating, fishing, music & art festivals, and so much more. Your paradise awaits in this gem of a home, steps to the river and beach! All information contained herein is deemed accurate but is to be verified by the purchaser.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $982 | $982 | $982 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,142 | $5,343 |
Total Monthly Payment | $5,273 | $5,216 | $6,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.