2812 Whispering Trails DRIVE, Winter Haven, FL, 33884 | $259,900

NEW INTERIOR PAINT!! NO CDD!! CHARMING HOME IN GATED COMMUNITY with Low HOA! The new owners will delight in this home’s open concept, split bedrooms and high ceilings. A sweet covered front entry welcomes you into a spacious living room that directly connects to the dining room and kitchen. This 3BD/ 2BA home boasts a contemporary flair with its polished and sleek aesthetics of concrete flooring. Large windows and a French glass door at the dining area give plenty of natural brightness. The glass door adds to the modern vibes within and opens onto a covered (15’x7’) back porch. Rich dark cabinets, light countertops and stainless appliances outfit the kitchen that includes a large island with seating and sink. The private master en suite features a walk-in closet and a contemporary bathroom with a handsome tile shower equipped with multi-controls and a dual-sink floating vanity. The split plan accommodates 2 bedrooms with ample closets and they share a bathroom with tub. Come see this great home located in Whispering Trails featuring a Community Pool and Gated Entrance, while convenient to all Winter Haven offers. Positioned between Tampa and Orlando this location is under an hour’s drive to theme parks, airports and a variety of entertainment options. Don't miss out on making this delightful property your home.

Features

  • Amenities: Gated, Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Corridor Access, Laundry Room
  • Style: Florida
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,553
  • Acreage: 0.11
  • Est. Taxes: $2,385
  • HOA Fee: $892 Annually
  • Lot Desc: City Lot, Level, Near Golf Course, Sidewalk
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: P4930619
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/P4930619/2812whisperingtrailsdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 12:47:06 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 863-294-7541

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2812 Whispering Trails DRIVE, Winter Haven, FL, 33884

$259,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,920 $207,920 $207,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $199 $199 $199
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,366 $1,382 $1,753
Total Monthly Payment $1,640 $1,656 $2,027

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.